The Importance of Reporting an Accident to Your Insurance Company

Here at Silverton Insurance Specialist, LLC, we advise all of our insurance customers to report an auto accident to us right away. However, most people do not understand why this is important. After an accident, your mind may be racing with things to do, and you may wonder if it is vital to call the insurance company or if you can put it off. Here are a few of the reasons why reporting an auto accident to your insurance company quickly is essential. 

Helps Get Your Car Repaired Faster

The longer you wait to report an accident to your insurance company, the longer it will take for them to inspect your car, approve work orders, and, ultimately, the longer it takes to fix your car. The faster you report the claim, the faster your vehicle can be repaired. 

Allows the Insurance Company to Obtain Evidence

If there are questions about who was at fault for the accident, your insurance company may conduct an investigation. However, the evidence they may need, such as witness statements, dashboard camera footage, or information from insurance tracking devices, may disappear if it is not retrieved promptly. Reporting the claim helps the insurance company to get the evidence they need. 

Locks in Your Statement While it is Still Fresh In Your Mind

The last reason you should report an accident to your insurance company right away is that it locks in your statement about what happened while it is still fresh in your mind. This helps you to recall important details about the accident that you may forget in a few days. 

If you are looking to purchase a new auto insurance policy, let Silverton Insurance Specialist, LLC help you. Call us today to obtain a quote or try our online rating tool for auto insurance quotes from home.